Terms of Use

Terms and Conditions of Use of our Web Site.

General

Terms and conditions apply to the use of the My Insurance Guy web site. If you do not agree with these terms and conditions, then you may not use this web site. My Insurance Guy, or its owners, may revise these Terms at any time by updating this page. You should be aware that these terms and conditions are liable to update and this may require you to visit this page from time to time to review the then-current Terms because they are binding on your use of My Insurance Guy web site.

These terms and conditions apply to all content of the My Insurance Guy web site accessed by whatever method.

There is no access to the material on this web site other than via the HTTP protocol over TCP/IP (i.e. a standard web connection). There is no FTP or other protocol access. You must not attempt to access the My Insurance Guy web site by any other protocol mechanism than that given above. My Insurance Guy, or its owners, reserve the right to bar access to material on this web site for whatever reason it sees fit and without notice. Use of port scanning software, hardware, mechanisms and techniques are prohibited. Attempts to directly access material on this web site, other than via the links provided or via the main home page is prohibited unless permission is otherwise expressly provided. This notice and these terms and conditions apply to the entire contents of My Insurance Guy ‘s web site(s) and to any correspondence by email between My Insurance Guy. Please read these terms carefully before using this web site. Using this web site indicates that you accept these terms. If you do not accept these terms (“terms”), do not use this web site.

Usage

PMIS authorises the following:

  • You may view and download the materials at this Web site (“Site”) only for your personal, non-commercial use, provided that you retain all copyright and other proprietary notices contained in the original materials or any copies of the materials.
  • You may not modify the materials downloaded this Site in any way or reproduce or publicly display, perform, or distribute or otherwise use them for any public or commercial purpose.
  • For purposes of these Terms, any use of these materials on any other Web site or networked computer environment for any purpose is prohibited.
  • The materials at this Site are copyrighted and any unauthorised use of any materials at this Site may violate copyright, trademark, and other laws.

If you breach any of these Terms, your authorisation to use this Site automatically terminates and you must immediately destroy any downloaded or printed materials.

My Insurance Guy cannot promise that the site will be uninterrupted or entirely error free. Because of the nature of the internet, the site is provided on an “as available” basis. My Insurance Guy will not be responsible to you if we are unable to provide the site for any reason beyond our control.

Disclaimer

The materials provided at this site are provided “as is” without any warranties of any kind. Accordingly, to the maximum extent My Insurance Guy is permitted by law, My Insurance Guy provides you with the site on the basis that My Insurance Guy excludes all representations (except fraudulent representations and representations as to matters fundamental to use of this site), warranties, conditions and other terms (including, without limitation, the conditions implied by law of satisfactory quality, fitness for purpose and the use of reasonable care and skill) which but for this notice would have effect in relation to the site. My Insurance Guy further does not warrant the accuracy and completeness of the materials or services at this site. My Insurance Guy may make changes to the materials and services at this site, or to the products and prices described in them, at any time without notice. The materials and services at this site may be out of date, and My Insurance Guy makes no commitment to update the materials and services at this site. Information published at this site may refer to products, programs or services that are not available.

Limitation of Liability

My Insurance Guy excludes all liability and responsibility for any amount or kind of loss or damage that may result to you or a third party as a result of providing the site or arising out of the use, inability to use, or the results of use of this site, any web sites linked to this site, or the materials, content or information contained at any or all such sites, including but not limited to loss or damage due to viruses that may infect your computer equipment, software, data or other property on account of your access to, use of, or browsing the site or your downloading of any materials or content from the site or any sites linked to the site.

My Insurance Guy, any other party (whether or not involved in creating, producing, maintaining or delivering the site), and any of My Insurance Guy ‘s holding companies, subsidiaries or affiliated companies (“affiliates”) and the officers, directors, employees, shareholders or agents of any of them shall not be liable in connection with the site in any way or in connection with the use, inability to use, or the results of use of this site, any web sites linked to this site, or the materials or information contained at any or all such sites, for any loss or damages of any kind howsoever arising, including without limitation, any direct, indirect, punitive or consequential loss or damages or any loss of income, profits, goodwill, data , contracts, use of money, or loss or damages arising from or connected in any way to business interruption and whether or not any such loss or damages in this paragraph is foreseeable, known or foreseen or otherwise and whether in tort (including negligence), contract or otherwise.

However, nothing in these terms shall exclude or limit My Insurance Guy ‘s liability for death or personal injury caused by negligence (as such term is defined by the unfair contract terms act 1977) or for fraudulent misrepresentation or for misrepresentation as to a matter fundamental to My Insurance Guy ‘s ability to undertake such obligations and responsibilities as My Insurance Guy has under these terms.

Administration

This Site is administered by My Insurance Guy and it’s contractors. My Insurance Guy makes no representation that materials or services at this Site are appropriate or available for use outside the United Kingdom, and access to them from territories where their contents are illegal is prohibited. If you choose to access this Site from outside the United Kingdom, you do so on your own initiative and are responsible for compliance with applicable local laws. These Terms will be governed by and construed in accordance with the laws of laws of England & Wales and by using this Site you submit to the exclusive jurisdiction of the English courts.

Links To Third Party Material

Links to third party Web sites on this Site are provided solely as a convenience to you. If you use these links, you will leave this Site. My Insurance Guy has not reviewed all of these third party sites and does not control and is not responsible for any of these sites or their content. Thus, My Insurance Guy does not endorse or make any representations about them, or any information, software or other products or materials found there, or any results that may be obtained from using them. If you decide to access any of the third party sites linked to this Site, you do this entirely at your own risk.

Third Parties Linking to PMIS web site(s)

Anyone linking to My Insurance Guy ‘s web site must comply with these guidelines and all applicable laws. If you would like to link to My Insurance Guy ‘s web site, please read and comply with the following guidelines:

A site that links to My Insurance Guy ‘s Web site:

  • May link to, but not replicate, My Insurance Guy content.
  • Should not create a browser or border environment around My Insurance Guy content.
  • Should not imply that My Insurance Guy is endorsing it or its products or services.
  • Should not misrepresent its relationship with My Insurance Guy.
  • Should not present false information about My Insurance Guy products or services.
  • Should not use the My Insurance Guy logo without permission from My Insurance Guy.
  • Should not contain content that could be construed as distasteful, offensive or controversial, and should contain only content that is appropriate for all age groups.